Health Reform

Based on campaign pledges, President Biden is expected to reopen Marketplace enrollment, for example, through a COVID-19 special enrollment opportunity (SEP), and his administration is also expected to direct significantly more resources to marketing and outreach efforts. Millions of people remain uninsured despite being eligible for free or reduced cost coverage through the ACA Marketplaces

The economic downturn and change in Administration are likely to bring renewed attention to gaps in Medicaid coverage in states that have not expanded eligibility under the Affordable Care Act (ACA). In recent months, millions have gained health insurance coverage through Medicaid as a result of the economic effects of the pandemic as well as

Even before the COVID-19 pandemic began, signing up for health coverage and applying for financial assistance was often challenging.  A 2020 KFF survey found half (51%) of consumers who looked for coverage during the 2020 open enrollment encountered difficulties, and nearly 5 million consumers sought in-person help but couldn’t get it.  During the 2021 open

In this report, we analyze transparency data released or updated in 2020 by the Centers for Medicare and Medicaid Services (CMS) to examine claims denials and appeals among issuers offering individual market coverage on HealthCare.gov; data are from plan years 2018 and 2019.  The Affordable Care Act (ACA) requires transparency data reporting by non-grandfathered group

The details vary but the story is always the same: every candidate’s big plans for health care morph, shrink, and change after they are elected and confronted with new political and economic circumstances. That will be true in spades for President-elect Biden. Very narrow margins in both houses of Congress means two of the big

As winter sets in and COVID-19 cases and deaths reach records in most parts of the country, more Americans say they wear masks every time they leave home now (73%) than said so in May (52%), a new KFF Health Tracking Poll finds. A small minority (11%) say they wear masks only some of the

President-elect Joe Biden campaigned on supporting and building upon the Affordable Care Act (ACA), better managing the coronavirus pandemic and lowering prescription drug costs. However, with the political balance of the Senate uncertain, some Biden proposals, like creating a new public option and lowering the Medicare age to 60, are less likely to be enacted.

Throughout 2020, KFF tracked the role health care played in voters’ decisions in the U.S. presidential election, both during the Democratic primary contests in Spring of 2020 and the general election, concluding in November 2020.  The data below is KFF analysis of state-level data from AP VoteCast, a survey of voters in both the Democratic

For the third straight year, more insurers are entering the Affordable Care Act’s marketplaces and expanding their service areas, creating more options for consumers seeking to buy their own insurance for 2021, a new KFF analysis finds.  The analysis finds 30 insurers joining the marketplace across 20 states, and another 61 insurers are expanding their

Since the Affordable Care Act marketplaces opened in 2014, the number of insurers participating on the exchanges has been in constant flux as companies have entered or exited the market, and expanded or reduced their footprint in states. For the third straight year, several insurers are entering the market or expanding their service area in

On Tuesday, Nov. 10, the Supreme Court will hear oral arguments on a legal challenge supported by the Trump administration that seeks to overturn the Affordable Care Act, an outcome that would have major effects throughout the health care system as the law’s provisions have affected nearly all Americans in some way. KFF will hold

The Affordable Care Act (ACA) guarantees that people cannot be denied coverage or charged higher premiums in the individual insurance market due to their health status. While most adults under age 65 have health insurance coverage through an employer, many turn to the non-group market at some point in their lives, such as if they

 The FAQs below are intended to help you understand this Calculator. More detailed questions and answers about signing up for coverage are available on our Health Reform FAQ page. Where can I go for help understanding how the health reform law will affect me? If you have questions about how the health reform law will

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